At first sight, being involved in a car accident, albeit a most unfortunate occurrence, doesn’t necessarily have to turn into a complicated issue. Provided there are no casualties involved, a car accident in Las Vegas, like just about anywhere else in the United States, simply means you need to get your car fixed. This, in turn, means you need to find a reliable, trustworthy, and accessible body shop. This is also the point in the story when the car insurance company enters the picture – as well as the very point where it all often becomes far more complicated than you would expect. Handling car repair and insurance after an accident in Las Vegas can be a hassle, since insurance providers often expect drivers to use a specific auto repair service provider. In case you don’t, you are potentially faced with extra costs, a long wait, or exceptions on your coverage police.
The easy way out: Understand car repair and insurance after an accident
Nobody wants to wait around for ages, when it comes to having their vehicle repaired. Similarly, after you’ve made sure to pay your coverage premiums in full and on time, the last thing you want to hear is that you can’t benefit from your investment in a time of need, such as right after an accident. So what’s the solution to a conundrum like this? The answer lies in understanding how the process of getting your car repaired with auto insurance works in Las Vegas. As is usually the case, right after the accident, you will make a call to your insurance company and inform them of the event. They will then proceed to recommending a specific mechanic or body shop in Las Vegas that they work with. You might take this to mean that you are obligated to work with that particular car repair service provider. You are absolutely not.
Indeed, car repair and insurance after an accident in Las Vegas are connected, but simply because insurance providers have deals and agreements with certain mechanics and body work shops. Your insurer might tell you they will not cover damages taken care of at any other venue. This is simply not the case: any mechanic or body repair provider knows how to file claims with an insurer. Your priority is to find a place where you know your car will be taken care of quickly and with good quality services.
Check out car repair prices before deciding
If the car repairs are covered by your Las Vegas insurance provider, quality work is still your priority – don’t just spring for the first mechanic that crosses your path, believing that the issue of cost is not your responsibility. In fact, if the car accident in question was your fault and you opt for a pricey body work shop, you might find that your car insurance premium costs increase after making such an accident claim. Even if the accident was not your fault and the other party involved in the accident is paying for the damage, your insurer might still take issue with the high estimate. So figure out if you wouldn’t be better off going with the insurer-approved mechanic, out of time considerations, and always make the best decision for you, as the car insurance policyholder.